The best pension plan for you will depend on your personal situation - your age, how much money you can put in, whether you are prepared to take more risks in the hope of higher returns, and other factors.

So to find out what's best for you, it's a good idea to do some research. You could start by looking into the different ways you can invest your money and finding out how pensions work - there is some good general information here.

Then look at some of the pension plans that have been well reviewed by the media - one way to get started is to type 'top 10 UK pension plans' in a search engine, note the two or three companies that come up most often and take a closer look at these.

Then it may be a good idea to have a word with a pension advisor to get more detailed information.